:root{
  --navy:#081f35; --navy2:#0d3150; --blue:#0b4f7a; --teal:#19a6a3; --aqua:#d9f7f5;
  --gold:#d6ab4b; --ink:#152233; --muted:#5e6d7c; --soft:#f4f8fb; --line:#dbe6ee;
  --white:#fff; --shadow:0 22px 55px rgba(8,31,53,.14); --radius:22px;
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.65}
a{color:#0a5e8f;text-decoration:none} a:hover{text-decoration:underline} img{max-width:100%;height:auto}.wrap{width:min(1160px,calc(100% - 36px));margin-inline:auto}.skip-link{position:absolute;left:-999px;top:auto;background:#fff;color:#000;padding:10px;z-index:1000}.skip-link:focus{left:10px;top:10px}.top-strip{background:#07192b;color:#d9ecf8;font-size:.92rem}.top-strip-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:8px 0}.top-strip a{color:#fff;font-weight:700}.site-header{background:#fff;box-shadow:0 4px 25px rgba(8,31,53,.08);position:sticky;top:0;z-index:50}.header-main{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:16px 0}.brand{display:flex;align-items:center;gap:10px;color:var(--navy);font-size:1.22rem;letter-spacing:-.02em}.brand:hover{text-decoration:none}.brand em{font-style:normal;color:var(--teal)}.main-nav{display:flex;align-items:center;gap:4px}.main-nav a{color:#17304a;font-weight:700;padding:10px 12px;border-radius:999px}.main-nav a:hover,.main-nav a.active{background:#e9f6fb;text-decoration:none}.main-nav .nav-cta{background:var(--gold);color:#132236;margin-left:6px}.main-nav .nav-cta:hover{background:#c99b32}.nav-toggle{display:none;border:0;background:var(--navy);color:#fff;border-radius:12px;padding:9px 12px;font-size:1.2rem}.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 15% 10%,rgba(25,166,163,.38),transparent 28%),linear-gradient(135deg,#07192b 0%,#0b3454 48%,#0a5d73 100%);color:#fff;padding:76px 0}.hero:after{content:"";position:absolute;inset:0;background-image:linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px);background-size:42px 42px;mask-image:linear-gradient(to bottom,rgba(0,0,0,.7),transparent)}.hero .wrap{position:relative;z-index:1}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:42px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.13em;color:var(--gold);font-size:.78rem;font-weight:800;margin:0 0 8px}.hero h1,.page-hero h1{font-size:clamp(2.35rem,5vw,4.65rem);line-height:1.04;margin:0 0 18px;letter-spacing:-.055em}.hero p.lead,.page-hero p.lead{font-size:1.2rem;color:#dcecf5;max-width:760px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin:28px 0}.button{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;border-radius:999px;background:var(--teal);color:#fff;font-weight:800;border:0;cursor:pointer;box-shadow:0 10px 24px rgba(25,166,163,.24)}.button:hover{text-decoration:none;transform:translateY(-1px)}.button-secondary{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.38)}.button-dark{background:var(--navy)}.button-light{background:#fff;color:var(--navy)}.trust-panel{background:rgba(255,255,255,.11);border:1px solid rgba(255,255,255,.23);border-radius:var(--radius);padding:24px;box-shadow:0 20px 70px rgba(0,0,0,.22);backdrop-filter:blur(10px)}.trust-panel h2{font-size:1.35rem;margin-top:0}.check-list{padding:0;margin:16px 0;list-style:none}.check-list li{position:relative;padding-left:30px;margin:10px 0}.check-list li:before{content:"✓";position:absolute;left:0;top:0;color:var(--teal);font-weight:900}.mini-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:18px}.mini-stats div{background:rgba(255,255,255,.12);padding:12px;border-radius:16px}.mini-stats strong{font-size:1.35rem;display:block}.section{padding:70px 0}.section-soft{background:var(--soft)}.section-title{max-width:850px;margin-bottom:30px}.section-title h2,.content h2{font-size:clamp(1.8rem,3vw,2.7rem);line-height:1.12;color:var(--navy);letter-spacing:-.04em;margin:0 0 12px}.section-title p{color:var(--muted);font-size:1.08rem}.grid{display:grid;gap:22px}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 12px 32px rgba(8,31,53,.06)}.card h3{margin-top:0;color:var(--navy);font-size:1.25rem}.card p{color:#4c5e6f}.icon{width:44px;height:44px;display:grid;place-items:center;border-radius:14px;background:#e9faf8;color:#057b78;font-weight:900;margin-bottom:14px}.page-hero{background:linear-gradient(135deg,#081f35,#0d4465);color:#fff;padding:58px 0}.breadcrumb{font-size:.92rem;color:#b9d5e8}.breadcrumb a{color:#fff}.content-layout{display:grid;grid-template-columns:1fr 320px;gap:34px;align-items:start}.content{font-size:1.03rem}.content h1{font-size:clamp(2.1rem,4vw,3.5rem);line-height:1.08;color:var(--navy)}.content h2{margin-top:34px}.content h3{color:var(--navy);font-size:1.35rem;margin-top:26px}.content ul,.content ol{padding-left:22px}.side-panel{position:sticky;top:110px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}.side-panel h3{margin-top:0}.service-list{columns:2;column-gap:30px}.service-list li{break-inside:avoid;margin:0 0 8px}.notice{background:#fff8e8;border:1px solid #f0d59b;border-radius:18px;padding:18px}.safe-box{background:#eef9ff;border:1px solid #bfe7fb;border-radius:18px;padding:18px}.steps{counter-reset:step;list-style:none;padding:0}.steps li{counter-increment:step;position:relative;padding:0 0 20px 54px}.steps li:before{content:counter(step);position:absolute;left:0;top:0;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:800}.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:flex;flex-direction:column;gap:6px}.field-full{grid-column:1/-1}.field label{font-weight:800;color:var(--navy)}input,select,textarea{font:inherit;padding:12px 13px;border:1px solid #cbd9e4;border-radius:12px;background:#fff}textarea{min-height:150px;resize:vertical}.form-note{font-size:.93rem;color:var(--muted)}.alert{padding:14px 16px;border-radius:14px;margin:0 0 18px}.alert-success{background:#e7f7ef;border:1px solid #bde4cd}.alert-error{background:#fff0f0;border:1px solid #f0bcbc}.location-list a{display:block;padding:13px 15px;border:1px solid var(--line);border-radius:15px;background:#fff;font-weight:800}.location-list a:hover{background:#eef8fb;text-decoration:none}.cta-band{background:linear-gradient(135deg,#0b3554,#0b6c78);color:#fff;padding:52px 0}.cta-inner{display:flex;justify-content:space-between;gap:30px;align-items:center}.cta-inner h2{margin:0 0 10px;font-size:clamp(1.7rem,3vw,2.6rem);letter-spacing:-.04em}.site-footer{background:#07192b;color:#c8d7e1}.site-footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:1.35fr 1fr 1fr 1fr;gap:28px;padding:50px 0}.site-footer h3{color:#fff;margin-top:0}.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin:8px 0}.footer-brand{color:#fff}.small{font-size:.88rem;color:#a9bdca}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding:16px 0;color:#a9bdca}.stats-table{width:100%;border-collapse:collapse;background:#fff;border-radius:16px;overflow:hidden}.stats-table th,.stats-table td{text-align:left;padding:12px;border-bottom:1px solid var(--line)}.stats-table th{background:#eef6fa;color:var(--navy)}@media(max-width:900px){.nav-toggle{display:block}.main-nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;padding:14px 18px;box-shadow:0 20px 35px rgba(0,0,0,.12);flex-direction:column;align-items:stretch}.main-nav.open{display:flex}.main-nav a{border-radius:12px}.hero-grid,.content-layout,.grid-2,.grid-3,.grid-4,.footer-grid{grid-template-columns:1fr}.cta-inner{flex-direction:column;align-items:flex-start}.side-panel{position:static}.service-list{columns:1}.form-grid{grid-template-columns:1fr}.mini-stats{grid-template-columns:1fr}.top-strip-inner{flex-direction:column;align-items:flex-start;gap:4px}.hero{padding:54px 0}.section{padding:52px 0}}

.topic-grid .card{transition:transform .18s ease,box-shadow .18s ease}.topic-grid .card:hover{transform:translateY(-3px);box-shadow:0 18px 42px rgba(8,31,53,.10)}.text-link{font-weight:800}.faq-list h3{border-top:1px solid var(--line);padding-top:18px}.faq-list h3:first-child{border-top:0;padding-top:0}.pill-row{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0}.pill-row a,.pill-row span{background:#eef8fb;border:1px solid var(--line);border-radius:999px;padding:8px 12px;font-weight:800}.source-note{font-size:.92rem;color:var(--muted);border-left:4px solid var(--teal);padding-left:14px}.callout-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.callout{background:#f8fcfe;border:1px solid var(--line);border-radius:18px;padding:18px}@media(max-width:900px){.callout-grid{grid-template-columns:1fr}}